Property Attributes
- MLS#327933
- TypeSingle Family
- Listing Status Contingent
- CountyFranklin
- CitySt. George Island
- AreaSt. George Island
- NeighborhoodMariner's Harbor
- Zip32328
- StyleDetached Single Family
- Year Built2001
- Price$ 1,399,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3130
- Lot Size0.3568 Acres
Data Source:
Forgotten Coast REALTOR® Association
Property Description
Update: 122,420 in gross rental income already on the book as of 08/23/26. Positioned within the gated Mariner Harbor community on St. George Island, this fully renovated bayfront retreat delivers the rare combination of luxury coastal living and serious income potential. Designed for both relaxation and return, this 4-bedroom, 3.5-bath home features an elevator, a fully screened heated pool and hot tub, and a private deep-water dock with a 10,000-pound boat lift—providing immediate access to some of the area's best fishing waters. The dock has been recently upgraded with Flow-Through composite decking, offering durability and low maintenance for years to come. The home also borders the walkway to the community dock, adding even more convenience for owners and guests. Inside, thoughtful renovations elevate the space with new flooring, countertops, cabinetry, and a striking marble gas fireplace. Expansive bay views and unforgettable sunset backdrops create a true waterfront experience from nearly every room. Step outside to your private backyard oasis, where lush landscaping surrounds the screened pool area, creating a peaceful, resort-style setting. The spacious screened porch invites you to unwind, while deeded beach access ensures the Gulf's sugar-white sands are always just moments away. Offered fully furnished and turnkey, this home is ready to enjoy or continue generating income from day one. Additional value comes from assumable flood insurance at only $1,476 per year, helping keep operating costs low. This isn't just a home—it's a high-performing coastal asset in one of St. George Island's most desirable gated communities. Schedule your private showing today and see what makes this opportunity stand out.
| Price History | |
|---|---|
| 4/5/2026 | Listed $1,490,000 |
| 7/14/2026 | 6$1,399,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Fireplace(s),Central,Electric |
| Cooling | Central Air,Electric,Ceiling Fan(s) |
| Utilities | Cable Connected,Electricity Connected,Phone Available,Water Connected,Private Trash |
| Possession | Close Of Escrow,Immediate |
| Roof | Metal |
| Appliances | Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater,Exhaust Fan,Microwave,Range Hood,Refrigerator w/Ice Maker,Washer,Water Filtration System,Wine Refrigerator |
| HOA Fee | 1150 |
| Association Fee Includes | Accounting,Legal,Recreational Facilities,Reserve Fund |
| Patio/Porch Features | Balcony,Front Porch,Porch,Rear Porch,Screened |
| Pool Features | Heated,In Ground,Screen Enclosure |
| Security Features | Smoke Detector(s) |
| Construction Materials | Vinyl Siding |
| Exclusions | Art and personal items. |
| Year Built | 2001 |
| View | Water,Bay,Gulf |
| Stories Count | 2 |
| Levels | 2 |
| Property Subtype | Detached Single Family |
| Gross Income | 78881 |
| Waterfront Features | Bayfront |
| Community Features | Boat Dock Community,Gated |
| Assoc Fee Paid Per | Semi-Annually |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Mariner's Harbor |
| Garage Y/N | false |
| Full Baths | 3 |
| Status | Contingent |
| Directions | Head east on East Gulf Beach Drive, turn left into subdivision and home is directly at end of road. |
| City | St. George Island |
| Zoning Description | Residential Single Family |
| MLS Area | St. George Island |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 15544 |
| Carport Y/N | false |
| Spa Features | Hot Tub |
| Property Condition | Construction Complete |
| Ok to Lease | Short Term Lease |
| MLS Area Minor | East End |
| Additional Parcels Y/N | false |
| Concessions | No |
| Virtual Tour | https://Sunshine-Real-Estate-Photography.vr-360-tour.com/e/eecBjxnI6mo/e |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active Under Contract |
| Occupancy Type | Vacant |
| Legal Description | LOT 5 MARINER'S HARBOR (COMMON AREA INCLUDED) 647/35 689/251 906/242 1004/33 1227/329 1286/157 1286/160 1292/431 1299/703 |
| LeasableAreaUnits | Square Feet |
Interior Features
| Interior Amenities | Open Floorplan,Breakfast Bar,Elevator,Lock Out Closet,Recessed Lighting,Renovated,Storage,Walk-In Closet(s) |
|---|---|
| Furnished Y/N | Furnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Plantation Shutters,Window Treatments |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Total Bedrooms | 4 |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Barbecue,Boat Lift,Boat Slip,Dock,Shore Beach,Shore Natural,Outdoor Shower |
|---|---|
| Parking Features | Driveway,Under House With Pad |
| Lot Features | Landscaped,Boating Access,Dedicated Beach,Deeded Water Access,Flood Insurance Required,Subdivided,Waterfront,Within 1/2 Mile of Water |
| Water Source | Public |
| Total Parking | 4 |
| Lot Size Area | 15544 |
| Foundation Details | Pilings,Pre-Stressed Concrete |
| Spa | true |
| Building Area Total | 3284 |
| Lot Dimensions | 58 x 268 |
| Lot Size Acres | 0.3568 |
| Frontage Length | Water Front Ft: 58 |
| Waterfront Y/N | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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