Property Attributes
- MLS#789560
- TypeSingle Family
- Listing Status Closed
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodNo Named Subdivision
- Zip32404
- Style
- Year Built1960
- Taxes$ 3184
- Price$ 542,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2171
- Lot Size0.92 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from a coastal property, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.
| Elementary School | Middle School | High School |
|---|---|---|
| Tyndall Academy Elementary School | Rutherford Middle Middle School | Rutherford High School |
| Price History | |
|---|---|
| 5/7/2026 | Listed $569,000 |
| 6/10/2026 | 3$550,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | No Named Subdivision |
| Status | Closed |
| Directions | Head South on Berthe Avenue. Next to the last house on Berthe Ave. |
| High School | Rutherford |
| City | Panama City |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 40075 |
| Elementary School | Tyndall Academy |
| Land Lease Y/N | false |
| Tax Annual Amount | 3184 |
| Middle/Junior High School | Rutherford Middle |
| MLS Area Minor | 0202 - Bay - Central SE |
| Standard Status | Closed |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Waterfront Features | Bayou,Bayfront,Shoreline - Natural,Boat Dock/Slip |
| Year Built | 1960 |
| Heating | Central |
| Cooling | Central Air |
| Appliances | Electric Cooktop,Electric Oven,Electric Water Heater |
| Patio/Porch Features | Deck,Covered,Patio |
| Construction Materials | Block |
| View | Bay,Bayou |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 2 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Pool Features | Above Ground,Private |
| Security Features | Security System Owned,Security System |
| New Construction | false |
Interior Features
| Total Baths | 2 |
|---|---|
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Size Area | 0.92 |
|---|---|
| Lot Dimensions | see survey |
| Lot Size Acres | 0.92 |
| Road Frontage Type | City Street |
| Building Area Total | 2171 |
| Waterfront Y/N | true |
| Exterior Amenities | Boat Ramp,Covered Patio,Dock |
| Road Responsibility | Public Maintained Road |
| Fencing | Partial |
| Covered Spaces | 2 |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating