Address

9701 Summer Creek Drive, Panama City, FL

Listing Type

Active

Price

$ 1,399,000

Your Agent

Eren Sullivan

Broker Associate

850-248-3615

Property Attributes

MLS#790734
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City
Area04 - Bay County - North
NeighborhoodCedar Creek At Deerpoint Lake
Zip32409
Style
Year Built2019
Taxes$ 8178
Price$ 1,399,000
Bedrooms3
Full Bathrooms3
Half Bathrooms1
Sqr Footage3243
Lot Size1.93 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

Elementary School	Middle School	High School
Deane Bozeman Elementary School	Deane Bozeman Middle School	Deane Bozeman High School

Price History
6/3/2026	Listed $1,399,000

General Features

Utilities	ElectricityAvailable
Property Subtype	SingleFamilyResidence
Tax Year	2025
Community Features	Clubhouse,Playground,Park,Pool,Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Cedar Creek At Deerpoint Lake
Special Listing Conditions	ListedAsIs
Status	Active
Directions	North on Hwy 77 to Right on Edwards Rd. Left on Resota Beach Rd, then right on Sweetfield Ln. to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the right.
High School	Deane Bozeman
City	Panama City
Zoning Description	Resid Single Family
MLS Area	04 - Bay County - North
Lot Size Units	Acres
Lot Size Square Feet	84071
Elementary School	Deane Bozeman
Tax Annual Amount	8178
Middle/Junior High School	Deane Bozeman
MLS Area Minor	0410 - Bay North - West Deerpoint/Southport
Standard Status	Active
Property Sub Type Additional	SingleFamilyResidence
Association Amenities	Gated,PicnicArea
Other Structures	BoatHouse,Workshop
Occupancy Type	Occupied
Waterfront Features	Lake,LakeFront,Seawall,ShorelineNatural,BoatDockSlip
Year Built	2019
Association Fee Includes	AssociationManagement,Clubhouse,LegalAccounting,MaintenanceGrounds,Playground,Pools
Heating	Central,Electric,Fireplaces,Zoned
Cooling	CentralAir,CeilingFans,MultiUnits,Zoned
Appliances	ElectricOven,GasCooktop,GasRange,GasWaterHeater,TanklessWaterHeater
Patio/Porch Features	Covered,Porch,Screened
Construction Materials	HardiplankType
View	Lake
Attached Garage	false
Garage Y/N	true
Total Rooms	9
Full Baths	3
Garage Spaces	4
Architectural Style	Country
Stories Count	1
Levels	One
HOA Fee	360
Assoc Fee Paid Per	Quarterly
Pool Features	Community
Security Features	SecuritySystemOwned,GatedCommunity,SecurityGate
New Construction	false
Roof	Metal

Interior Features

Total Baths	4
Interior Amenities	DoubleVanity,MainLevelPrimary,SoakingTub,SeparateShower,WalkInClosets
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	3
LivingAreaSource	Plans
Window Features	DoublePaneWindows
Half Baths	1
Total Stories	1

Exterior Features

Lot Features	CulDeSac,SprinklerSystem,Paved
Lot Size Area	1.93
Lot Dimensions	Irregular
Lot Size Acres	1.93
Road Frontage Type	PrivateRoad
Parking Features	Garage,GarageDoorOpener,Gated
Building Area Total	3243
Waterfront Y/N	true
Exterior Amenities	BoatLift,BoatSlip,BoatRamp,Dock,Porch
Fencing	Fenced