Address

4138 Cedar Creek Drive, Panama City, FL

Listing Type

Active Under Contract

Price

$ 649,900

Property Attributes

MLS#794692
TypeSingle Family
Listing Status Active Under Contract
CountyBay
CityPanama City
Area04 - Bay County - North
NeighborhoodCedar Creek At Deerpoint Lake
Zip32409
Style
Year Built2018
Taxes$ 3887
Price$ 649,900
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Sqr Footage2382
Lot Size1.08 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage. Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance. For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment. Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy. A pre-listing home inspection has already been completed, providing additional peace of mind. A private appraisal has been completed and a valuation of $650k (attached in documents). With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.

Elementary School	Middle School	High School
Deane Bozeman Elementary School	Deane Bozeman Middle School	Deane Bozeman High School

Price History
8/27/2026	Listed $649,900

General Features

Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Clubhouse,Playground,Park,Pool,Community Pool,Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Cedar Creek At Deerpoint Lake
Status	Active Under Contract
Directions	North on Resota Beach Road, Right on Sweetfield Lane,. Right onto Baxley Bend Road, then a right onto Cedar Creek Drive. Home is on the right (past the pool, before the stop sign).
High School	Deane Bozeman
City	Panama City
Disclosures	Accepting Backup Offers
Zoning Description	County, Resid Single Family
MLS Area	04 - Bay County - North
Lot Size Units	Acres
Lot Size Square Feet	47045
Elementary School	Deane Bozeman
Tax Annual Amount	3887.67
Middle/Junior High School	Deane Bozeman
MLS Area Minor	0410 - Bay North - West Deerpoint/Southport
Standard Status	Pending
Property Sub Type Additional	Single Family Residence
Association Amenities	Gazebo,Picnic Area
Other Structures	Second Garage,RV/Boat Storage
Occupancy Type	Vacant
Year Built	2018
Association Fee Includes	Association Management,Clubhouse,Legal/Accounting,Maintenance Grounds,Playground,Pool(s)
Heating	Central,Electric
Cooling	Central Air
Attached Garage	false
Garage Y/N	true
Total Rooms	4
Full Baths	2
Garage Spaces	2
Architectural Style	Contemporary
HOA Fee	360
Assoc Fee Paid Per	Quarterly
Pool Features	Gunite,In Ground,Community
Security Features	Gated Community,Security Gate
New Construction	false

Interior Features

Total Baths	2
Interior Amenities	Main Level Primary,Workshop
Furnished Units	None
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	3
LivingAreaSource	Appraiser

Exterior Features

Lot Features	Paved
Lot Size Area	1.08
Lot Dimensions	200x355+-
Lot Size Acres	1.08
Parking Features	Additional Parking,RV Garage,Gated
Building Area Total	2382
Waterfront Y/N	false
Foundation Details	Slab