Address

3207 Swordfish Drive, Panama City Beach, FL

Listing Type

Active

Price

$ 1,175,000

Your Agent

Ashley Crawford

Sales Associate, REALTOR®

850-248-3615

Property Attributes

MLS#792030
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodBay Point Unit 1
Zip32408
Style
Year Built2023
Taxes$ 6707
Price$ 1,175,000
Bedrooms4
Full Bathrooms2
Half Bathrooms1
Sqr Footage2980
Lot Size0.25 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

Elementary School	Middle School	High School
Patronis Elementary School	Surfside Middle School	Arnold High School

Price History
6/30/2026	Listed $1,175,000

General Features

Sewer	PublicSewer
Property Subtype	SingleFamilyResidence
Tax Year	2025
Community Features	Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Bay Point Unit 1
Status	Active
Directions	You can only use the Thomas Drive Gate if you are a resident (you may leave out of the gate but cannot come in). Take Navy Blvd to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. White home with large staircase at end of cul de sac.
High School	Arnold
City	Panama City Beach
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	10780
Elementary School	Patronis
Tax Annual Amount	6707.86
Middle/Junior High School	Surfside
MLS Area Minor	0319 - Beach - East
Standard Status	Active
Property Sub Type Additional	SingleFamilyResidence
Association Amenities	Gated
Occupancy Type	Occupied
Waterfront Features	Bayfront,Lagoon
Year Built	2023
Association Fee Includes	AssociationManagement,Security
Heating	Fireplaces,NaturalGas
Cooling	CentralAir,CeilingFans
Appliances	ElectricOven,GasCooktop,TanklessWaterHeater
Patio/Porch Features	Balcony,Deck,Covered,Porch
Construction Materials	HardiplankType
View	Bay,Water
Attached Garage	false
Garage Y/N	true
Total Rooms	4
Full Baths	2
Garage Spaces	2
Architectural Style	Craftsman
Stories Count	2
Levels	Two
HOA Fee	1650
Assoc Fee Paid Per	Annually
Security Features	CarbonMonoxideDetectors,GatedCommunity,TwentyFourHourSecurity,FireAlarm,SmokeDetectors
New Construction	false

Interior Features

Total Baths	3
Interior Amenities	DoubleVanity,MainLevelPrimary,SeparateShower,WalkInClosets
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	true
Total Bedrooms	4
LivingAreaSource	Plans
Half Baths	1
Total Stories	2
Fireplace Features	Gas

Exterior Features

Lot Features	CulDeSac
Lot Size Area	0.25
Lot Dimensions	irr
Lot Size Acres	0.25
Road Frontage Type	PrivateRoad
Parking Features	Paved
Building Area Total	2980
Waterfront Y/N	true
Exterior Amenities	CoveredPatio,Deck,OutdoorKitchen
Fencing	Partial
Foundation Details	Slab