Address

109 Dragon Circle, Panama City, FL

Listing Type

Active

Price

$ 1,195,000

Property Attributes

MLS#795021
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City
Area03 - Bay County - Beach
NeighborhoodBay Point Unit 1
Zip32408
Style
Year Built2005
Taxes$ 9910
Price$ 1,195,000
Bedrooms5
Full Bathrooms4
Half Bathrooms1
Sqr Footage4536
Lot Size0.48 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

Elementary School	Middle School	High School
Patronis Elementary School	Surfside Middle School	Arnold High School

Price History
9/3/2026	Listed $1,195,000

General Features

Sewer	Public Sewer
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Boat Facilities,Dock,Fishing,Golf,Marina,Playground,Park,Shopping,Tennis Court(s),Gated,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Bay Point Unit 1
Status	Active
Directions	From Thomas Drive, travel EAST on Magnolia Beach Road to Jan Cooley Drive (turn to Nicklaus Golf Curse at Marina. Turn RIGHT on Jan Cooley Drive and make your first LEFT into Dragon's Ridge. Check in at the security gate then make your SECOND LEFT onto Dragon Circle. Home will be on the LEFT across from the park located directly on the golf course.
High School	Arnold
City	Panama City
Zoning Description	Resid Single Family
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	20909
Elementary School	Patronis
Tax Annual Amount	9910.28
Middle/Junior High School	Surfside
MLS Area Minor	0319 - Beach - East
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Gated
Occupancy Type	Occupied
Waterfront Features	Boat Dock/Slip
Year Built	2005
Association Fee Includes	Association Management,Legal/Accounting,Security,Trash
Heating	ENERGY STAR Qualified Equipment,Fireplace(s)
Cooling	Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Multi Units
Appliances	Bar Fridge,Electric Cooktop,Electric Range,Electric Water Heater
Patio/Porch Features	Deck,Covered,Patio
Construction Materials	Stucco
View	Other
Attached Garage	false
Garage Y/N	true
Total Rooms	5
Full Baths	4
Garage Spaces	3
Architectural Style	Traditional
HOA Fee	3050
Assoc Fee Paid Per	Annually
Pool Features	Gunite,In Ground,Private
Security Features	Gated with Guard,Gated Community,24 Hour Security,Security Guard,Security Gate,Smoke Detector(s)
New Construction	false
Roof	Shingle

Interior Features

Total Baths	5
Interior Amenities	Double Vanity,Interior Steps,Main Level Primary,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	true
Total Bedrooms	5
LivingAreaSource	Appraiser
Window Features	Double Pane Windows
Half Baths	1
Fireplace Features	Electric

Exterior Features

Lot Features	Sprinkler System,Paved
Lot Size Area	0.48
Lot Dimensions	55x190x180x138
Lot Size Acres	0.48
Road Frontage Type	Private Road
Parking Features	Paved,Gated
Building Area Total	4536
Waterfront Y/N	false
Exterior Amenities	Boat Ramp,Covered Patio,Deck
Fencing	Fenced,Partial
Foundation Details	Slab
Private Pool	true